Whether you’re a small business owner or you manage a huge corporation, whether you’re planning a short trip or a move to another country, or even if you just live in a country that imports most of its goods from the EU or the USA, you probably keep a close eye on the currency rates and conversions.
Take me for example, I own and manage a pharmacy in Lebanon, where we import most of our brand name drugs from the EU. Prices are appointed by the Ministry of Health and changed once the currency rates of their originating countries rise or fall by about 3 to 4%. This part of our work is an exercise in frustration, because if we stock on too much of a drug from France for example, and the Euro declines by 3-4%, the Ministry will lower the drug’s price accordingly and we’ll end up losing a part of our profit margin.
That’s why it’s not only important to have a good currency conversion app, it’s also essential to be able to track a currency’s rate across several months. To that end, I recently started looking for a solution on the Play Store, and fell in love with XE Currency. Read on for my full review.
I’ve been trying to use my tablet more often lately, and love trying out new habits with it, such as browsing Reddit (yep, I’m just getting hooked), reading graphic novels and managing my finances more efficiently. As it turns out, tablets are great for keeping tabs on where your money goes — the form factor lends itself to easy perusal of charts and graphs that show your spending habits. Today we’re going to take a look at some of the best apps available for watching over your wealth.
Managing finances is a task that’s often taken for granted. We’d rather play games on our mobile phones than make records of how much we’ve spent for the day. Toshl Finance, a money management app for Android, seems to understand this challenge and offers the easiest possible solution for tracking, planning and overseeing your spending habits. It may be simple and straightforward, but it works.
Let’s face it: we can do pretty much anything with our phones these days — get our location and see what’s in the area, find people nearby, track packages, get traffic updates and flight updates. And that’s just the stuff we can do with Google Now! If we move beyond the scope of “built-in Android functionality,” there’s a whole other world of things we can do, including complete banking. Online. From our phones.
I found out about Simple, a completely online bank, a little over a year ago and could not wait to try it. In January, my wait was over when I got an invite to try their brand new Android app. Since this isn’t a review of the web app, I won’t go into too much detail about the sign-up process, but I will say that since this is completely online banking — there are no brick and mortar locations — it’s incredibly important that the mobile app works in conjuction with the web service to give you a comparable experience. So how does it stack up? Let’s take a look!
As a freelancer I’ve gotten into the habit of being very meticulous with my finances. Weekly, I go over my income, spending, and projected income and expenses for the following weeks. I like to paint a two week picture of what my bank accounts will look like.
While I use several tools for this, Mint is what I use for spending, previous data, and organization. If I ever need to check something while I’m out, well, luckily they have a freshly minted (teehee) Android App.
Most of us would benefit from keeping track of our finances more carefully, and in the age of smartphones this no longer involves a pocketful of receipts and all your third grade math skills. I reviewed a lot of finance apps over at iPhone Appstorm, and was surprised not to find a similarly crowded market for Android apps.
MoneyWise stands out as a fully-featured expense tracker with a free (ad-supported) version for those of us who can’t afford to spend money on apps that stop us from spending money. Let’s find out if MoneyWise can help take take the pain out of financial responsibility after the jump!
It’s that time of the year again when we all resolve – among other things – to keep the resolutions we make for ourselves every year. To be honest, I’ve been guilty of breaking new year’s resolutions within as little as a week and yet I take a shot at them every year. Exercising more, controlling what I eat, working less and playing more. We all say we want to do it, right? The problem is, it’s just really really hard to keep track of all of these things when we have so much else going on in our lives!
At least, that’s the excuse I’ve been giving myself for a while now.
This year will be different, though. I’m going to be a little proactive and try to use technology to my advantage in ensuring I don’t have that one excuse in 2012. So here is a roundup of over 30 Android Apps that let you track your goals – whatever the kind – and help make sure you stick with them as long as possible.
Google Wallet was released for Android this week. The vision is to aggregate all your payment methods – making up the third generation of payments, according to Google, after coins and paper – into a single app that can be applied to real life commerce. As they put it: “Make your phone your wallet.”
This is achieved through near-field communications, a Bluetooth-like technology that can perform an unpaired data transfer with something in the general vicinity (generally around 4cm away). The term is generally used to refer to a method of commerce between untethered devices. Let’s find out more about it.
I hate banks and not just because they messed up much of the world’s economies. I hate banks because they smell weird, have boring leaflets to read in the queue, and send me thinly-veiled threatening letters every few weeks. That’s why I use mobile banking applications. Apps tell me my bank balance without skimming my debit card, let me transfer money without leaving my bed and don’t offer me cheap pens that waste in an instant.
PayPal, being basically the ‘Internet’s bank’ in all but name, have an Android application that I use regularly. Almost all of my income flows through PayPal and much of the stuff I buy is bought online using it. Over the few weeks I’ve been using the application I’ve found it to be a great addition to my online account with PayPal. Much like mobile banking I can check where I stand financially in an instant and can transfer my income to my bank account the minute it’s received instead of forgetting like I used to and wonder why it’s taking so long!
It’s far from being the perfect application however; and if any PayPal developers are reading this, I’ve a few suggestions.
I’m always looking for a good way to save money; usually it’s on the web, with one of the of many web apps and sites I use to find deals. However, within the last couple of years, location-based mobile apps have become all the rage. Luckily for us, a lot of these apps are geared towards getting us to visit businesses when we are near them, and the best way to do that is to offer discounts or other deals! Below are nine apps that can help you get the best discounts, in your area and beyond.