Posts Tagged

personal finance

I’ve been trying to use my tablet more often lately, and love trying out new habits with it, such as browsing Reddit (yep, I’m just getting hooked), reading graphic novels and managing my finances more efficiently. As it turns out, tablets are great for keeping tabs on where your money goes — the form factor lends itself to easy perusal of charts and graphs that show your spending habits. Today we’re going to take a look at some of the best apps available for watching over your wealth.

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Managing finances is a task that’s often taken for granted. We’d rather play games on our mobile phones than make records of how much we’ve spent for the day. Toshl Finance, a money management app for Android, seems to understand this challenge and offers the easiest possible solution for tracking, planning and overseeing your spending habits. It may be simple and straightforward, but it works.

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We all have, at some point, made a compulsive and guilty purchase of a product that we quickly regretted. As long as these spendings are occasional and fit within a well-balanced budget, there is not much to worry about. However, it’s always relevant to keep track of superfluous expenses and have the ability to differentiate them from essential ones.

There are countless applications on the Play Store that let you thoroughly manage your expenses, but many of them either ignore the relevancy of a purchase, or are too complicated to use. Guilt offers a well-balanced solution that lets you record expenses and associate them with a guilt level. At a glance, you see which transactions were unnecessary versus the ones that were essential and didn’t make you feel guilty. The basic concept behind Guilt is KISS – Keep It Stupid Simple, which the uncluttered and very-user friendly interface definitely supports.

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I know that as a student, I like to know exactly how much money I’ve got in my account when I’m out and about. But having to log into your online banking portal via your browser can be a bit of a pain every time you want to check your financial affairs.  Managing your finances, however, using your Android phone means you can update your account statements immediately giving you more control over your budgeting and a clearer overview of what you have and, more importantly, what you can afford to spend.

There is a wealth of personal financial software out there on the Market; these are my five personal favorites. (more…)

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